Become a Payment Service Provider

Launch Your Own PSP on Proven Payment Infrastructure

You don't need to build from scratch. PayBito's platform gives you everything a payment service provider needs — multi-method checkout, merchant management, crypto wallets, recurring billing, and full API access — ready on day one.

Start Your PSP Today Talk to Sales

● PSP Dashboard Live

✓ Tier 2 Withdrawal Unlocked

Email Verified

Account confirmed · Ready

Done ✓

Business Activated (KYB)

Merchant profile verified

Done ✓

Connect Payment Methods

Stripe, PayPal, Crypto active

In Progress

Create First Payment Link

Link, button, QR or invoice

How to Become a Payment Service Provider

From Registration to First Transaction in Four Steps

A payment service provider (PSP) enables merchants to accept payments from multiple methods through a single integration. With PayBito, you take on that role using a platform that's already built — no card scheme licensing or acquiring bank relationships required to get started.

Confirm Your Email & Create an Account

Sign up at trade.paybito.com and verify your email address. Your merchant dashboard becomes active immediately, ready for business setup.

Activate Your Business (KYB)

Complete business verification to unlock payment processing. Approved businesses move beyond the pre-KYC $0 USD transaction limit and gain access to Tier 1 processing ($1,000/day, 90 payments/month).

Connect Your Payment Methods

Add Stripe credentials (Publishable + Secret key), PayPal REST API (Client ID + Secret), and enable crypto checkout — Brand Wallet, external wallets, or guest checkout — from Payment Settings.

Create & Share Your First Payment Link

Build a product, configure a checkout profile with fees, buyer fields, discounts, and redirects, then generate a shareable link, embeddable button, QR code, or email invoice — in under a minute.

What Your PSP Business Gets

Multi-method checkout infrastructure. PayPal, Stripe card processing, and crypto payments — all configurable from one merchant account.

Sub-merchant account management. Add team members with role-based access across 14 permission areas — delegate without losing control.

Tiered transaction limits. Start at Tier 1 post-KYB and upgrade to Tier 2 for higher daily and monthly processing volumes.

API-first architecture. Named API keys, webhook event delivery, domain whitelisting, and full API documentation for custom integrations.

Dual settlement paths. Withdraw revenue to a bank account (IBAN / IFSC) or to crypto wallet addresses — BTC, ETH, USDT, USDC, XRP, and more.

Insights & transaction reporting. Daily volume charts, successful vs. unsuccessful transaction breakdowns, and CSV export — all built in.

This page is part of Start Payment Business — the full guide to building a payment company with PayBito.

PSP Platform Capabilities

Everything a Payment Service Provider Needs, Ready to Use

PayBito replaces years of payment infrastructure build-out with a production-ready platform that covers checkout, settlement, analytics, and developer access out of the box.

Configurable Checkout Profiles

Create named Payment Option Profiles that individually toggle Stripe, PayPal, Brand Wallet, external wallets, and guest checkout. Attach different profiles to different products or campaigns without altering global settings.

Recurring & One-Time Billing

Build subscription payment plans or single-purchase links with equal ease. Offer both billing types side by side on the same product — payable by any active payment method your customers prefer.

Fee Handling & Cart Discounts

Choose globally whether processing fees are passed to the customer or absorbed by the merchant. Layer up to 50 rule-based cart discounts per profile, plus shipping and tax rate configuration for physical goods.

Product Catalogue Management

Create products with names, images, descriptions, attributes, variants, and multi-currency pricing. Track inventory, assign SKUs, and add metadata — then attach products directly to payment links and checkout forms.

Analytics & Real-Time Reporting

Monitor total processed volume, successful transactions, failed payments, and refunds from the Dashboard. Insights shows daily Merchant Overview charts and Transaction Volume breakdowns. Filter and export as CSV at any time.

Developer Tools: API, Webhooks & Whitelisting

Generate named API keys with scoped permissions, set up webhook endpoints for payment events, whitelist approved domains, and access full API documentation — all from the Developers section of your account.

Payment Methods Your PSP Supports

Every Method Your Merchants and Their Customers Need

As a PSP on PayBito's platform, you offer a payment stack that rivals the world's largest gateways — available from day one.

PayPal & Stripe

Connect your PayPal REST API (Client ID + Secret) and Stripe credentials (pk_live / sk_live) in Payment Settings. Both become immediately available at checkout — serving card users and PayPal loyalists in the same transaction flow.

Crypto Wallet Checkout

Three crypto checkout modes under one toggle: PayBito's custodial Brand Wallet, six self-custody external wallets (MetaMask, Trust Wallet, Coinbase Wallet, Phantom, Brave Wallet, TronLink), and no-wallet Guest Checkout via manual address copy-paste.

Multi-Currency Settlement

Your PSP settles transactions across Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Litecoin (LTC), Tether (USDT), USDC, Ripple (XRP), Dogecoin (DOGE), Hashcash Coin (HCX), and Indian Rupee (INR) — with withdrawal to bank or crypto wallet.

Payment Links

Trackable, shareable URLs

QR Codes

In-store & print-ready

Embed Buttons

Drop into any website

Email Invoices

Send & track billings

Payment Tolerance

Buffer for crypto swings

Redirect Control

Success / failure URLs

Platform Comparison

PayBito vs. Building Your PSP from Scratch

Becoming a PSP independently requires acquiring licences, gateway integrations, and years of development. PayBito collapses that into a single platform signup.

PSP Requirement	PayBito Platform	Build In-House	Basic Payment Gateway
Multi-method checkout (Cards, PayPal, Crypto)	Ready Now	Years of Dev	Cards Only
Crypto Wallet Integrations (6 wallets)	All 6 Wallets	Custom Build	No
Guest Checkout (No Wallet Required)	Yes	Custom Build	No
Recurring / Subscription Billing	Yes	Months of Dev	Varies
Merchant Sub-Accounts & Team Access	14 Permissions	Custom Build	No
Bank + Crypto Dual Settlement	Both	Bank Only	Bank Only
API, Webhooks & Developer Docs	Full	Built yourself	Partial
Time to First Transaction	Under 1 Hour	12–36 Months	Days to Weeks

Why PayBito

The Fastest Path to Becoming a Payment Service Provider

Live in Under an Hour

Three onboarding steps — email, KYB, and payment method setup — and your PSP is accepting real payments. No procurement, no integration projects, no waiting months for approvals.

Built-In Global Payment Methods

Offer customers the payment methods they already trust — PayPal, Stripe, MetaMask, Trust Wallet, Coinbase Wallet, Phantom, Brave Wallet, and TronLink — without separate integrations.

Full Checkout Customisation

Buyer fields, fee routing, cart discounts, shipping profiles, and post-payment redirects are all configurable without touching a line of code — per payment profile, not globally.

One Dashboard, Every Transaction

All payment methods, all currencies, and all team members in a single merchant dashboard. No switching between portals or running separate reconciliations for cards vs. crypto.

Tiered Limits That Grow with You

Start with Tier 1 limits post-KYB ($1,000/day, 90 payments/month) and upgrade to Tier 2 for higher volumes as your PSP business scales — all from inside the dashboard.

Developer-Grade Integration Stack

Named API keys, scoped permissions, real-time webhook events, domain whitelisting, and full API documentation give your developer team everything needed for deep platform integration.

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