Pricing & Fees — Cryptocurrency

Crypto Payment Processing
Fees Built for Merchants,
Not Banks

1 % flat per transaction

One transparent fee for every cryptocurrency, every wallet mode, and every checkout flow. No per-coin premiums, no network-fee markups, no hidden charges for recurring billing. PayBito's crypto payment processing fee is always predictable.

BTC 1%

ETH 1%

USDT 1%

USDC 1%

BCH 1%

LTC 1%

XRP 1%

DOGE 1%

HCX 1%

INR 1%

Start Accepting Crypto Talk to Sales

$0 network fee markup

3 checkout modes

Crypto Fee Preview — Live

● PROCESSING

Brand Wallet

External Wallet

Guest Checkout

₿

Bitcoin — $2,000.00

PayBito Brand Wallet

Fee: $20.00

Ethereum — $1,500.00

MetaMask External Wallet

Fee: $15.00

₮

Tether USDT — $800.00

Guest Checkout (no wallet)

Fee: $8.00

USDC — $3,200.00

Recurring — monthly sub

Fee: $32.00

Effective rate — all coins & modes Always 1%

Cryptocurrency Fee Transparency

What Are Crypto Payment Processing Fees — And Why Ours Stay Flat

Crypto payment processing fees are the platform charges a merchant pays to accept cryptocurrency. On PayBito, that fee is a single, unchanging 1% on every transaction — regardless of which coin is used, which wallet mode the customer chooses, or whether the payment is one-time or recurring.

Most crypto gateways layer fees differently per asset — charging more for BTC than for stablecoins, or more for external wallets than custodial ones. PayBito removes that complexity entirely.

Platform Fee 1% of transaction value — all coins, all modes
Per-Coin Surcharge None — BTC, ETH, USDT, and all others at the same rate
Wallet Mode Premium None — Brand Wallet, External Wallet, and Guest Checkout are identically priced
Recurring Billing Fee Same 1% — no premium for subscription crypto payments
Blockchain Network Fee Passed through at cost — zero markup applied by PayBito
Withdrawal Fee Tier-based (Tier 1 → Tier 2 via KYC/KYB) — separate from the 1% platform fee

Network Fees Are Separate — Not Marked Up

Blockchain gas fees (e.g., ETH gas, BTC miner fee) are charged by the respective networks and passed through to the transaction at cost. PayBito does not add a margin on top of these fees. The 1% is PayBito's platform fee only.

The 1% Crypto Fee Model in Practice

Same Rate Across All 10 Assets

Whether a buyer pays in BTC, ETH, BCH, LTC, XRP, USDT, USDC, DOGE, HCX, or INR — the PayBito platform fee is always 1%. You can enable all coins or restrict to a specific selection from your Payment Options profile.

All Three Wallet Modes, One Price

Brand Wallet (PayBito custodial), External Wallet connections (MetaMask, Trust Wallet, Coinbase Wallet, Phantom, Brave Wallet, TronLink), and Guest Checkout (no wallet required) all carry the same 1% fee.

You Control Who Pays the Fee

Use PayBito's Fee Handling setting to add the 1% to the buyer's total at checkout ("Customer Pays") or absorb it from your settlement ("Merchant Absorbs"). This setting applies across all payment methods, including crypto.

Settlement to Your Crypto Wallet

Funds settle to your designated crypto address — add BTC, ETH, BCH, LTC, XRP, USDT, USDC, DOGE, and HCX settlement wallets from the Settlement section. Bank settlement is also available via the Add Bank form.

What the 1% Covers

Full Crypto Gateway — All Included at One Rate

No tiered modules, no premium add-ons. Every capability below is live for every merchant at 1%.

Multi-Asset Crypto Acceptance

Accept BTC, ETH, BCH, LTC, XRP, USDT, USDC, DOGE, HCX, and INR in a single merchant account. Enable or disable individual coins from your Payment Options profile — all at 1%.

Brand Wallet — Custodial Checkout

PayBito's built-in custodial wallet lets buyers pay directly from a hosted wallet account. Ideal for repeat customers — no browser extension or external app required. Same 1% fee.

External Wallet Connections

Buyers connect MetaMask, Trust Wallet, Coinbase Wallet, Phantom Wallet, Brave Wallet, or TronLink to complete payment — no funds held on the platform. Fee: 1%.

Guest Checkout — No Wallet Required

Buyers paste a crypto address directly into the checkout flow without connecting any wallet. Maximum reach — anyone with a crypto address can pay. Priced at 1%, same as all other modes.

Recurring & One-Time Crypto Payments

Create subscription billing cycles or one-time payment links from the same profile-based checkout builder. Both work with any crypto method and carry the flat 1% platform fee.

Real-Time Insights & CSV Export

Track total crypto volume, successful transactions, failed payments, and asset-level analytics from the Insights dashboard. Export all transaction data as CSV — included at no additional cost.

Three Checkout Modes — Same Fee

Choose the Wallet Mode That Fits Your Customers

Every mode accepts all 10+ crypto assets. Every mode is priced at 1%. Your customers choose how they pay.

Brand Wallet

1% PayBito Fee

PayBito custodial hosted wallet
No browser extension needed
Ideal for returning customers
Funds held & managed on-platform
One-time & recurring compatible

BTC ETH BCH LTC XRP USDT USDC DOGE HCX INR

External Wallet

1% PayBito Fee

MetaMask — browser extension
Trust Wallet — mobile
Coinbase Wallet
Phantom Wallet
Brave Wallet & TronLink

BTC ETH BCH LTC XRP USDT USDC DOGE HCX INR

Guest Checkout

1% PayBito Fee

No wallet connection required
Manual address copy-paste at checkout
Maximum buyer accessibility
No account or extension needed
Works with any crypto address

BTC ETH BCH LTC XRP USDT USDC DOGE HCX INR

Fee Comparison

PayBito Crypto Fees vs. the Market

Understand what you are actually paying before committing to a crypto payment processor.

Fee Component	PayBito	Typical Crypto Processor	Exchange-Based Gateway
Per-Transaction Fee	1% flat	0.5%–2.5% variable	0.5%–1.5% + spread
Per-Coin Surcharge	None	Often varies by asset	Exchange spread varies
Network Fee Markup	$0 — at cost	Often marked up 20–50%	Rolled into spread
External Wallet Support	6 wallets included	1–3 wallets typically	Rare
Guest Checkout (no wallet)	Included	Rarely available	Not supported
Recurring / Subscription Billing	Same 1%	Often extra fee	Not native
Supported Crypto Assets	10+ (BTC, ETH, USDT…)	5–8 typical	Varies — limited stables
Setup Fee	$0	$0–$2,000	$0 (KYC required)

Competitor figures are representative industry ranges. Blockchain network fees are charged by the respective networks and are not part of PayBito's 1% platform fee.

Why Merchants Choose PayBito

Crypto Processing Built for Real Businesses

Six reasons merchants choose PayBito for crypto payment processing over exchange integrations and variable-fee gateways.

No Per-Coin Pricing Games

BTC, ETH, USDT, USDC, or any other supported asset — all priced at 1%. You don't need to think about which coin is cheaper to accept.

Three Wallet Modes, Zero Upsell

Brand Wallet, External Wallet, and Guest Checkout are all included in the 1% fee. You are not charged more for offering customers more choice at checkout.

Crypto Alongside Card & PayPal

Enable Stripe card processing and PayPal REST API payments in the same checkout profile as your crypto options — all under the same 1% PayBito fee across every method.

Network Fees Passed at Cost

PayBito does not mark up gas fees, miner fees, or any on-chain transaction costs. What the network charges is exactly what is passed through — no hidden spread.

Subscriptions in Crypto at 1%

Run recurring billing cycles in BTC, ETH, USDT, or any supported coin — no additional fee for the subscription workflow. Crypto recurring billing is rare; PayBito includes it natively.

Full API Control — Included

Generate API keys, configure webhooks, whitelist domains, and integrate programmatically from the Developers section. No add-on fee — API access is part of the 1% platform model.