Terms & Conditions

Please read these terms carefully before accessing or using BitoBooks financial management and bookkeeping platform

Effective Date: January 09, 2026 Last Updated: January 09, 2026
Agreement Overview

These Terms & Conditions ("Terms") govern your access to and use of BitoBooks, a financial management and bookkeeping platform, including its website, applications, APIs, and related services (collectively, the "Services"). By accessing or using BitoBooks, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Services.

1. Definitions

The following terms have specific meanings throughout this agreement:

"BitoBooks"

Refers to the financial management platform operated by PayBito.

"User"

Refers to any individual or entity accessing the Services.

"Business Account"

Refers to an organization using BitoBooks.

"Authorized User"

Refers to employees, accountants, or representatives granted access by a Business Account.

"Financial Data"

Refers to accounting, bookkeeping, compliance, and transaction-related data processed within the platform.

2. Eligibility

To use BitoBooks, you must meet the following requirements:

Age Requirement

Be at least 18 years of age

Legal Authority

Have authority to bind your organization

Lawful Purpose

Use Services solely for lawful financial and business purposes

3. Account Registration & Security

Your account security is a shared responsibility:

  • Users must provide accurate and up-to-date information during registration
  • Login credentials must be kept confidential at all times
  • Business Accounts are responsible for managing user access and permissions
  • BitoBooks is not liable for unauthorized access caused by user negligence
Security Notice: Always use strong, unique passwords and enable two-factor authentication to protect your financial data and account access.

4. Acceptable Use

You agree not to engage in the following prohibited activities:

  • Use BitoBooks for unlawful, fraudulent, or misleading activities
  • Upload false, inaccurate, or unauthorized financial data
  • Introduce malware or harmful code
  • Attempt to gain unauthorized access to systems or data
  • Violate accounting, tax, or regulatory laws
Enforcement: BitoBooks reserves the right to suspend or terminate access for violations without prior notice.

5. Financial Data & Compliance Responsibilities

Business as Data Controller

Businesses using BitoBooks act as Data Controllers for their financial data. Users confirm they have legal authority to store and process financial data within the platform.

BitoBooks as Data Processor

BitoBooks acts as a Data Processor, processing data only to provide the Services. Data handling practices are governed by the BitoBooks Privacy Policy.

Compliance: Businesses are responsible for ensuring their use of BitoBooks complies with applicable accounting, tax, and data protection regulations.

6. Data Deletion & Account Termination

  • Authorized users may request deletion of data using the Data Deletion Request option
  • Deleted data cannot be recovered
  • Certain financial records may be retained as required by law
  • Termination of an account may result in permanent data loss
Important: Before requesting data deletion or account termination, ensure you have exported any financial records you need to retain for your records.

7. Subscriptions, Fees & Billing

Tip: Review the pricing page on the BitoBooks website for complete details on subscription plans, billing cycles, and available features.

8. Third-Party Services & Integrations

BitoBooks may integrate with:

BitoBooks is not responsible for:

  • Availability or performance of third-party services
  • Data handling practices of third-party providers
  • Issues arising from third-party integrations
Note: Use of such services is governed by their respective terms. Please review third-party terms before enabling integrations.

9. Intellectual Property Rights

BitoBooks Ownership

BitoBooks owns all rights, title, and interest in the platform, software, and branding. No rights are granted to copy, modify, or distribute BitoBooks intellectual property without permission.

User Data Ownership

Users retain ownership of their Financial Data. Users grant BitoBooks a limited license to process data solely to provide the Services.

10. Confidentiality

Both parties agree to:

  • Maintain confidentiality of non-public business and financial information
  • Use confidential information only for permitted purposes
  • Protect sensitive data from unauthorized disclosure
Data Protection: BitoBooks implements industry-standard security measures to protect your confidential financial information.

11. Service Availability & Modifications

Service Provision: Services are provided on an "as-is" and "as-available" basis.
  • BitoBooks does not guarantee uninterrupted or error-free operation
  • Features and functionality may be modified or discontinued at any time
  • Scheduled maintenance will be communicated in advance when possible

12. Disclaimer of Warranties

Legal Disclaimer

To the maximum extent permitted by law:

  • BitoBooks disclaims all express or implied warranties
  • No guarantee is made regarding financial outcomes, accuracy, or compliance results
  • Use of the Services is at your own risk

13. Limitation of Liability

BitoBooks shall not be liable for:

Category Exclusion
Indirect Damages Indirect, incidental, or consequential damages
Financial Loss Loss of profits, revenue, data, or business opportunities
Data Errors Errors arising from incorrect or incomplete data provided by users
Liability Cap: Total liability shall not exceed the amount paid by you to BitoBooks in the preceding 12 months.

14. Indemnification

You agree to indemnify and hold harmless BitoBooks from claims arising from:

Service Usage

Your use of the Services

Terms Violation

Violation of these Terms

Legal Breach

Breach of financial, tax, or data protection laws

IP Infringement

Infringement of third-party rights

15. Suspension & Termination

Grounds for Suspension or Termination

BitoBooks may suspend or terminate access:

  • For violation of these Terms
  • For non-payment of subscription fees
  • For legal, regulatory, or security reasons

Upon Termination

  • Access to the Services will cease immediately
  • Data may be deleted in accordance with the Privacy Policy
  • Outstanding payments remain due and payable
Recommendation: Export your financial data regularly to prevent loss in case of unexpected account termination.

16. Governing Law & Jurisdiction

Legal Framework

These Terms shall be governed by the laws of [Insert Jurisdiction], without regard to conflict-of-law principles. Any disputes arising from these Terms shall be resolved in the courts of [Insert Jurisdiction].

17. Changes to These Terms

BitoBooks may update these Terms periodically to reflect changes in our services or legal requirements.

  • Changes will be posted on this page with a revised "Last Updated" date
  • Continued use of the Services after changes constitutes acceptance of the revised Terms
  • For significant changes, we may notify administrators via email
Questions?

If you have any questions about these Terms & Conditions, please contact us at legal@paybito.com

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