Stripe Alternative

The Stripe Alternative With a Payment API That Goes Further

PayBito is more than a Stripe alternative — it's a complete payment API with PayPal integration, 10+ crypto assets, Web3 wallet checkout, and recurring billing. One API endpoint, every payment channel, no Stripe restrictions.

Get Payment API Access Free Explore the API

REST Payment API

Webhooks

PayPal Built-In

10+ Crypto

Web3 Wallets

                // PayBito Payment API — Stripe alternative with more gateways

                const PayBito = require('paybito-sdk');

                const payment = await PayBito.createPayment({

                  amount: 99.00,

                  currency: 'USD',

                  gateways: ['stripe', 'paypal', 'crypto'],

                  wallets: ['metamask', 'trust', 'phantom'],

                  billing: 'recurring', // or 'one-time'

                  webhook_url: 'https://yourdomain.com/webhook'

                });

                // Returns: Link, Button, QR Code, Hyperlink

                console.log(payment.checkout_url); // ✓ Live

Stripe API

Cards (Visa/MC/Amex)

No crypto support

No PayPal integration

No Web3 wallets

Account ban risk

PayBito API

Cards via Stripe

10+ crypto assets

PayPal REST API

6+ Web3 wallets

Multi-gateway safety

Payment API Capabilities

Why PayBito Is the Better Payment API

Stripe's payment API covers cards. PayBito's payment API covers cards, PayPal, crypto, Web3 wallets, and full developer tooling — in a single REST integration.

Multi-Gateway Payment API

One payment API call across Stripe (cards), PayPal (fiat), and crypto (10+ assets). Build once — cover every payment preference your customers have.

Real-Time Webhook Events

GET payment.success, payment.failed, payment.processing, subscription.renewed, and payment.refunded events for all three gateways in a single unified webhook stream.

Native Crypto API — No Keys

Crypto payment processing is built directly into the PayBito payment API. No external keys, no third-party crypto gateway — BTC, ETH, USDT, and 7+ more ready instantly.

Web3 Wallet Integration API

Toggle Brand Wallet, External Wallet (MetaMask, Trust, Coinbase, Phantom, Brave, TronLink), and Guest Checkout modes via payment profile API — per payment link.

Recurring & One-Time via API

Create subscription plans and one-time payment links programmatically. All gateways support both billing models — no Stripe-only billing lock-in.

API Key Management & Whitelisting

Generate named API keys with scoped access. Restrict each key to approved domains via Domain Whitelisting — a security layer Stripe does not offer at this level.

All Gateways

Three Gateways Stripe Can't Match, One Payment API

PayBito's payment API integrates Stripe's card processing alongside PayPal and native crypto — three independently operating gateways that Stripe alone cannot replicate.

Stripe — Card Processing via PayBito API

Connected

Card Payments — Still Powered by Stripe

PayBito is a Stripe alternative — not a Stripe replacement. You can still connect your Stripe account via API keys in PayBito's Payment Settings and process all card payments through Stripe's PCI-DSS infrastructure, while simultaneously accepting PayPal and crypto.

Stripe publishable + secret keys — connected in <2 minutes
Visa, Mastercard, Amex, Discover globally
Recurring + one-time billing supported
If Stripe suspends, PayPal + crypto keep revenue flowing

Payment Settings › Stripe

GatewayStripe

TypeCard Payments

Publishable Keypk_live_xxxx

Secret Keysk_live_●●●●

Billing ModelsRecurring + One-Time

Fallback GatewayPayPal + Crypto active

Status● Connected

PayPal — REST API Integration

Connected

PayPal — The Gateway Stripe Will Never Include

PayBito's payment API integrates PayPal natively via REST Client ID and Secret — meaning your buyers can pay with PayPal balance, linked card, or bank account while your Stripe integration runs in parallel. No separate PayPal SDK, no separate integration.

PayPal REST API — Client ID + Secret in Payment Settings
PayPal balance, credit card, and bank accepted
200+ country reach via PayPal's global network
Recurring subscriptions + one-time payment support

Payment Settings › PayPal

GatewayPayPal

TypePayPal Payments

Client IDAXxxxxxxxx

Secret KeyEKxxxxxx●●

Countries200+ supported

Status● Connected

Crypto & Web3 Wallets

Native

Crypto & Web3 — The Gateway Stripe Will Never Build

PayBito's payment API includes native crypto and Web3 wallet checkout with zero external dependencies. Three wallet modes — Brand Wallet (hosted), External Wallet (MetaMask, Trust, Coinbase, Phantom, Brave, TronLink), and Guest Checkout — all togglable via payment profile API.

Native — no external crypto API keys required
BTC, ETH, USDT, USDC, XRP, DOGE, LTC, BCH, HCX, INR
No account ban risk — crypto gateways are always open
On-chain settlement — funds withdraw on demand

Payment Options › Wallets

Brand\nWallet

Meta\nMask

Trust\nWallet

Coin\nbase

Phan\ntom

Brave

Guest\nChk

Crypto Assets10+ enabled

TronLink✓ Active

API Comparison

Stripe Payment API vs PayBito Payment API

A direct comparison of every major capability across Stripe's API and PayBito's multi-gateway payment API.

Capability

Stripe API

PayBito API

Card payments (Visa/MC/Amex)

PayPal integration

Crypto payments (10+ assets)

Web3 wallet checkout (6+)

Guest Checkout (no wallet)

Recurring subscriptions

One-time payment links

White-label branding

Custom domain checkout

Webhook events (all gateways)

Domain-scoped API keys

Account suspension risk

High — 90d fund hold

Crypto = no suspension

Stripe Alternative for High-Risk

Quick Start

Start Using PayBito's Payment API in 4 Steps

Replace your Stripe dependency with a multi-gateway payment API in under 10 minutes — no developer needed for the first payment link.

Step 1

Create Your PayBito Account

Sign up free at trade.paybito.com — email verification takes under 2 minutes. Your payment API keys are generated automatically.

Step 2

Connect Stripe for Card Processing

Paste your Stripe pk_live and sk_live keys in Configuration → Payment Methods. Cards are live immediately — alongside all other gateways.

Step 3

Enable Crypto + Web3 Wallet Modes

No API keys needed. Toggle your crypto assets and wallet modes (Brand, External, Guest) in your Payment Options profile.

Step 4

Call the API or Use the Dashboard

Use the REST payment API to create payment links programmatically — or use the no-code dashboard to generate links, buttons, QR codes, and hyperlinks instantly.

Get Free Payment API Access

No credit card · All gateways included · Stripe still works on PayBito