White Label Payment Platform

Launch Your Branded Payment Gateway — Powered by PayBito

PayBito's white label payment platform lets businesses offer Stripe, PayPal, and crypto processing under their own brand — with sub-merchant accounts, custom checkout profiles, full API access, and multi-currency settlement.

Launch Your White Label Talk to Sales

Sub-Merchant Management Custom Checkout Profiles Full API + Webhooks

Your Brand, Your Checkout

White Label Configuration — Active

Your Brand

Brand Identity Applied

YOUR LOGO

Your palette

Stripe — Card Payments

Your credentials

PayPal REST API

Your credentials

Crypto — 10+ Assets

✓ Active

Sub-Merchant Accounts

14 modules

API Keys + Webhooks

What It Is

White Label Payment Platform: Your Brand, PayBito's Infrastructure

A white label payment platform gives a business the ability to offer payment processing services under its own brand name — using an established payment infrastructure as the technical foundation, without building or maintaining that infrastructure themselves.

PayBito enables this by providing the full payment stack at trade.paybito.com as a configurable layer. Businesses connect their own Stripe and PayPal credentials, configure branded payment checkout profiles, manage sub-merchant accounts with role-based permissions, and access everything via API and webhooks — all presented under their brand identity to their clients.

Connect your own Stripe (pk_live_ / sk_live_) and PayPal (Client ID + Secret) credentials
Build named checkout profiles: Payment Options, Fee Handling, Buyer Fields, Shipping, Discounts, Redirects
Manage sub-merchant accounts with granular access across 14 permission modules
Accept crypto via Brand Wallet, External Wallets (MetaMask, Trust Wallet, Coinbase, Phantom, Brave, TronLink), and Guest Checkout
Full API access with named, individually-rotatable API keys under Developers
Webhook events for every payment outcome across all channels

What “White Label” Means in Practice on PayBito

BYO Gateway CredentialsYour Stripe publishable/secret key pair and PayPal REST API Client ID + Secret are stored under your account. Revenue flows to your processor accounts — PayBito is the orchestration layer.

Branded Checkout ProfilesEach payment link carries a named checkout configuration — payment methods, fee rules, buyer fields, discount tiers, and redirect URLs — all deployed as Link, Button, QR Code, or Hyperlink.

Sub-Merchant Account ManagementCreate sub-merchant accounts for clients or resellers. Assign access to specific modules (Transactions, Settlement, Analytics, Configuration, etc.) from the 14-module permission system.

Full API + Webhook AutomationGenerate named API keys and configure webhooks under Developers. Build your branded platform's backend logic on PayBito's payment event stream without polling.

White Label Components

Three Layers That Make Up the White Label Stack

PayBito's white label capability operates across three distinct layers: payment channel ownership, checkout brand configuration, and client account management.

Payment Channel Ownership

All three payment channels connect via your own credentials — not PayBito's. This is the foundation of a white label setup: your money, your processors, your settlement.

StripePayPalCrypto

Your Stripe pk_live_ / sk_live_ API keys
Your PayPal REST API Client ID + Secret
Crypto settles to your designated wallet addresses
Bank settlement via your IBAN / IFSC bank account

Branded Checkout Configuration

Every payment checkout is fully configurable with payment method selection, fee rules, buyer field requirements, discount tiers, shipping rates, and post-payment redirect URLs — creating a consistent branded experience.

Payment OptionsBuyer FieldsDiscounts

Per-link Payment Options profiles
Fee Handling: customer pays or merchant absorbs
Custom Buyer Fields (email, name, VAT, address, +3 custom)
Success/failure/cancel redirect URLs per checkout

Client & Reseller Management

Onboard clients or resellers as sub-merchant accounts under your master account. Assign access to specific dashboard modules, manage permissions, and maintain oversight of all sub-merchant activity.

Sub-Merchants14 ModulesRole-Based

Add sub-merchant accounts from Team → User Management
Assign access to any of 14 permission modules
View Total Users, Active Users, and Access Menus
Each sub-merchant has independent dashboard access

Who It's For

White Label Payment Platform Use Cases

Any business that wants to offer payment processing to others — without building the infrastructure — can leverage PayBito's white label stack.

🏢

SaaS Platforms

Embed a branded payment flow inside your SaaS product. Create named payment links per customer with custom checkout profiles — no separate payment processor account required per client.

🤝

Payment Resellers & ISOs

Resell payment processing to merchants under your own brand. Manage each merchant as a sub-merchant account with scoped dashboard access, while your master account tracks all volume.

🛒

Marketplace Operators

Operate a multi-vendor marketplace where each vendor is a sub-merchant. Configure per-vendor checkout profiles with different payment methods, fee routing, and settlement wallets.

💱

Crypto Service Providers

Launch a branded crypto payment service covering BTC, ETH, USDT, and 7 other assets. Your clients pay via Brand Wallet, MetaMask, Trust Wallet, or Guest Checkout — branded as your platform.

📱

Digital Agencies

Offer payment processing as a managed service to your clients. Build checkout links, subscription billing, and QR code payments under your agency's brand for each client account.

🌐

International Commerce Platforms

Launch a global branded payment gateway accepting fiat cards, PayPal in 200+ markets, and crypto assets simultaneously — all under your brand with multi-currency settlement.

Platform Features

Every Feature Needed to Run a White Label Payment Business

PayBito gives white label operators the complete feature set — from branded checkout configuration to API-driven automation — without building any payment infrastructure from scratch.

Explore the Platform

Four Payment Link Formats for Client Deployment

Every branded payment link deploys as a shareable URL, embeddable button, QR code for in-person sales, or inline hyperlink — giving white label operators four delivery formats for client-facing payment flows without additional tools.

Recurring Subscription Billing for White Label SaaS

Create subscription payment links that handle recurring billing across card, PayPal, and crypto — enabling white label SaaS operators to offer their clients automated subscription management under the operator's brand.

Client-Specific Discount & Shipping Profiles

Create up to 50 cart-value discount rules per profile and assign them per payment link — allowing white label operators to configure promotional pricing per client or campaign without touching the base payment setup.

Insights Across Sub-Merchant Volume

The Analytics → Insights section provides sales volume and average transaction amounts per asset. White label operators can monitor aggregate volume across their branded platform without logging into individual sub-merchant dashboards.

Webhooks for Branded Platform Automation

Configure webhook endpoints to receive real-time payment events for all payment channels. Build automated provisioning, access control, and billing notification workflows that fire under your brand as payment outcomes occur.

KYC Tiers for Compliant White Label Operations

Start on Tier 1 ($1,000/day, 90 payments/month). Complete KYC/KYB to unlock Tier 2 higher volumes — providing a compliance-first path for white label operators scaling to larger transaction volumes across their client base.

Platform Comparison

PayBito White Label vs Building Your Own Payment Platform

Building a payment platform from scratch requires processor integrations, compliance infrastructure, and ongoing maintenance. PayBito provides it all under your brand.

Capability	PayBito White Label	Build Your Own	Stripe Connect	PayPal Marketplace
Multi-Method: Card + PayPal + Crypto		Requires 3 integrations	Card only	PayPal only
Sub-Merchant Account Management		Custom build
Per-Link Branded Checkout Profiles		Custom build	Limited
Crypto (10+ Assets) Native		Requires crypto integration
Time to Launch	Days	Months+	Weeks	Weeks
Full API + Webhooks		Custom build		Limited
KYC/KYB Compliance Included		Separate service	Basic	Basic

Why PayBito

The White Label Payment Platform for Multi-Method Commerce

PayBito's white label stack was built for operators who need to serve clients across all payment preferences — fiat, digital wallet, and crypto — without maintaining separate processor relationships.

Your Revenue, Your Processors

Stripe and PayPal credentials are yours — PayBito orchestrates routing without becoming an intermediary. All card and PayPal revenue flows directly to your processor accounts without holding periods.

Crypto Without a Separate Integration

BTC, ETH, USDT, and 7 other assets are native to the platform. Your white label clients can accept crypto via Brand Wallet, MetaMask, Trust Wallet, Coinbase, Phantom, Brave, or TronLink immediately.

Scale Sub-Merchants, Not Infrastructure

Add sub-merchant accounts without provisioning new server infrastructure. Each client gets independent dashboard access to their assigned modules while your master account maintains full oversight.

Composable Checkout Profiles

Every checkout layer (payment methods, fees, fields, discounts, redirects) is a reusable profile. Create a library of profiles and mix-match per client or campaign without reconfiguring from scratch.

Launch in Days, Not Months

Connect credentials, configure checkout profiles, create sub-merchant accounts, and generate API keys — all from the dashboard. A functional white label payment gateway can be live in days.

Compliance-First Architecture

KYC/KYB verification tiers, domain whitelisting, named API keys, and payment tolerance controls are built into the platform — giving white label operators fraud protection and compliance controls from day one.

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