PayBito's crypto payment gateway gives ecommerce stores 10+ blockchain assets — BTC, ETH, USDT, USDC, XRP, and more — via MetaMask, Trust Wallet, Coinbase Wallet, Phantom, Brave Wallet, TronLink, Brand Wallet, and guest checkout. All alongside Stripe cards and PayPal at the same product checkout, with zero chargebacks and a built-in product catalogue.
Crypto payment gateways for ecommerce are no longer niche — crypto holders represent a global pool of buyers with disposable income who specifically seek stores that accept their preferred payment method. More importantly for merchants, crypto orders confirmed on the blockchain are irreversible: zero chargeback mechanism, zero fraud-driven reversal risk. PayBito's crypto ecommerce gateway adds 10+ assets and 8 wallet options to your store alongside existing Stripe and PayPal checkout, without replacing anything that already works.
Part of Ecommerce Payment Processing — PayBito's complete guide to accepting all payment methods in your online store.
Every accepted crypto asset settles to its own dedicated Settlement Wallet — withdrawable independently to a registered wallet address or bank account.
The most widely held cryptocurrency and the top choice for high-ticket ecommerce crypto orders. BTC settles to its own dedicated wallet at NATIVE network standard — withdrawable to any registered Bitcoin address: cold wallet, hardware wallet, or exchange deposit.
The backbone of Web3 and the second most adopted crypto payment asset globally. ETH settles on ERC-20 and is accepted via MetaMask, Coinbase Wallet, Phantom, and Brave Wallet — the four wallets most commonly used by Web3-native ecommerce shoppers.
The highest-volume stablecoin, pegged 1:1 to USD. USDT is the top choice for ecommerce stores adding crypto because customers pay the exact product price with no exchange rate risk. Settles on both ERC-20 (Ethereum) and TRC-20 (TRON) simultaneously — register separate withdrawal addresses for each network.
Circle's monthly-audited, fully-reserved stablecoin. USDC is trusted by institutional ecommerce buyers who want USD-pegged crypto payment with independent monthly reserve attestation. Settles on ERC-20 at $1.00 — the most transparency-focused stablecoin available at your ecommerce checkout.
Six additional assets — Ripple (XRP), Bitcoin Cash (BCH), Litecoin (LTC), Dogecoin (DOGE), Hashcash Coin (HCX), and Indian Rupee (INR) — each settle on NATIVE networks with their own Settlement Wallet and independent withdrawal destination. Enable per profile; each toggleable separately in your Cryptos Available at Checkout selector.
Register your IBAN or IFSC bank account under Settlement → Add Bank to use it as a withdrawal destination for any settled crypto asset. Personal Savings and business accounts supported. Particularly effective for USDT and USDC ecommerce settlement where the USD peg makes bank withdrawal value predictable for accounting and cash-flow management.
PayBito's crypto ecommerce gateway is a complete store payment platform — product management, multi-wallet checkout, discounts, shipping, buyer data collection, and dual settlement from one merchant account without developer work.
MetaMask, Trust Wallet, Coinbase Wallet, Phantom, Brave Wallet, and TronLink are all enabled from one External Wallet toggle in your Payment Options Profile — plus PayBito Brand Wallet for platform account holders and guest checkout for crypto buyers who prefer manual address copy-paste. Every crypto shopper at your ecommerce store finds a checkout method that matches the wallet they already use, with no new app download required.
BTC and ETH prices move between cart creation and wallet confirmation — a 1% move causes a price-mismatch failure at crypto checkouts that enforce exact matching. PayBito's Payment Tolerance buffer (Configuration → Limits) defines an acceptable deviation percentage, absorbing those movements and completing the order. Directly improves crypto checkout conversion rates without adding buyer friction or requiring manual order review.
Build your product library inside PayBito — names, images, descriptions, attributes, variants, and pricing in USD. PayBito converts automatically to the buyer's chosen crypto asset at checkout using the live market rate. One-time product purchases and recurring subscription billing both work across crypto assets. Generate payment links, embed buttons, QR codes, and email invoices per product — all payable via any active crypto wallet option.
Discounting Profiles (up to 50 cart rules per profile) and Shipping Profiles (shipping % + tax % per profile) apply at checkout regardless of whether the buyer pays with a crypto asset, Stripe card, or PayPal. Offer a crypto-specific discount or apply the same store-wide sale to all payment methods — one discount configuration covers all buyer types without creating separate product pages per payment method.
Configure success, failure, and cancel redirect URLs per payment link using named Redirect Profiles. After a crypto order confirms on-chain, redirect the buyer to your fulfilment system, digital download page, or order confirmation screen — not a generic blockchain receipt. The same redirect logic applies for card and PayPal orders at the same checkout, ensuring consistent post-purchase UX regardless of payment method.
Each supported cryptocurrency settles to its own dedicated Settlement Wallet — BTC, ETH, BCH, LTC, HCX, XRP, USDT (ERC-20 and TRC-20), USDC, DOGE, and INR each have an independent card with a direct Withdraw button. Register separate crypto withdrawal addresses for each asset or use your bank account (IBAN / IFSC) as a universal off-ramp — especially effective for USDT and USDC ecommerce settlements where the dollar peg makes bank withdrawal accounting-friendly.
BTC, ETH, USDT & more
MetaMask to Guest checkout
All on-chain orders
IBAN / IFSC supported
Fewer failed checkouts
No geo restrictions
Most ecommerce stores use a card-only gateway. Standalone crypto gateways add crypto but remove cards. PayBito does both alongside PayPal — with a built-in product catalogue, discount rules, and shipping profiles no standalone crypto gateway includes.
| Ecommerce Feature | PayBito | Card-Only | Crypto-Only |
|---|---|---|---|
| 10+ Crypto Assets at Checkout | Yes | No | Yes |
| 8 Wallet Checkout Options | All 8 | No | 1–3 Only |
| Stripe Card at Same Checkout | Yes | Yes | No |
| PayPal REST API Same Profile | Yes | Separate | No |
| Zero Chargebacks (On-Chain) | Yes | No | Yes |
| Stablecoin USDT/USDC Checkout | Both | No | Varies |
| Payment Tolerance Buffer | Yes | No | Rarely |
| Built-In Product Catalogue | Full | Varies | Basic |
| Discount + Shipping Profiles | Yes | Plugin | No |
| Bank Off-Ramp (IBAN / IFSC) | Yes | Yes | Varies |
Most standalone crypto gateways require removing cards to accept crypto. PayBito adds 10+ crypto assets and 8 wallet options to the same checkout as Stripe and PayPal — crypto shoppers gain a path, card shoppers lose nothing. One product link, every buyer type.
Every crypto order shifted from card payment to on-chain settlement removes one potential chargeback from your processor ratio. High-ticket ecommerce stores see the most impact — BTC, ETH, and USDT orders from your highest-value buyers contribute zero chargebacks, protecting your card account from threshold violations.
USDT and USDC checkout delivers the exact USD product price every time — no exchange rate risk, no buyer confusion about crypto amounts. For ecommerce merchants new to crypto, stablecoin checkout is the best first asset to enable: predictable pricing, zero chargebacks, and the widest stablecoin-holding user base.
Failed crypto checkouts from price-mismatch happen at gateways without a tolerance buffer. PayBito's configurable tolerance setting absorbs micro price movements between order creation and confirmation — converting cart attempts that would otherwise fail into completed crypto orders, directly improving your store's crypto checkout conversion rate.
Crypto-native buyers in every country can purchase from your ecommerce store without entering a card. Markets where card penetration is low but crypto adoption is high — including large segments of Southeast Asia, Latin America, and the Middle East — become accessible to your store without any additional acquiring relationship.
Email verification, KYB activation, crypto assets enabled in a Payment Options Profile — crypto checkout is live in under an hour from account activation. No developer, no blockchain API integration project, no separate crypto merchant account onboarding. Your existing Stripe and PayPal checkout continues unaffected.
PayBito gives your online store 10+ crypto assets via 8 wallets — alongside your existing Stripe and PayPal — with zero chargebacks, a built-in product catalogue, and bank settlement, live in under an hour.