₿ Ξ ₮ ◎ ✕
Settlement Payouts
Multi Currency Settlement

Multi Currency Settlement — All 10+ Assets, Each in Its Own Wallet

PayBito's multi currency settlement gives every supported cryptocurrency its own dedicated Settlement Wallet — BTC, ETH, USDT, USDC, XRP, BCH, LTC, DOGE, HCX, and INR each settle independently and withdraw to separate registered addresses or your bank account (IBAN / IFSC), with no forced conversion, no pooling, and no single-currency restriction.

Enable Multi Currency Settlement Talk to Sales
● 10 Currencies Settling
✓ Independent Per-Asset
Multi Currency Settlement Active
BTC
NATIVE
0.012
Withdraw
ETH
ERC-20
0.28
Withdraw
USDT
ERCTRC
820
Withdraw
USDC
ERC-20
450
Withdraw
XRP
NATIVE
680
Withdraw
Today's Settlement Queue
BTC → Cold Wallet
NATIVE · Registered address
$806Settled
USDT → Bank IBAN
820 USDT off-ramp to bank
$820Settled
XRP → Wallet Address
NATIVE · ERC-20 address
$421Settled
$2,047
Today
10
Currencies
No
Forced Convert
10+
Settlement Currencies
No
Forced Conversion
IBAN
& IFSC Bank Supported
Dual
Bank + Wallet Withdrawal
What Is Multi Currency Settlement?

Each Currency Settles Independently — No Pooling, No Forced Conversion

Multi currency settlement means each supported cryptocurrency settles to its own dedicated wallet — not to a single pooled account that forces asset conversion before withdrawal. PayBito assigns each of the 10+ supported assets its own Settlement Wallet inside your merchant account. BTC settles as BTC, ETH settles as ETH, USDT settles as USDT — and you decide independently when and where each asset is withdrawn, whether to a crypto wallet address or your bank account.

10 Dedicated Settlement Wallets
BTC, ETH, BCH, LTC, Hashcash Coin (HCX), XRP, USDT (ERC-20 and TRC-20), USDC (ERC-20), DOGE, and INR each have an individual Settlement Wallet card in your merchant account dashboard — showing balance, network, and a direct Withdraw button per asset.
Independent Withdrawal Per Currency
Withdraw USDT to your bank account for operational cash while holding BTC in a registered cold wallet address and keeping XRP accumulating in its settlement wallet. Every currency has an independent withdrawal action — no platform decision to convert one asset into another before you can access your funds.
Bank Off-Ramp for Any Settled Currency
Register your IBAN or IFSC bank account in Settlement → Add Bank and use the bank as a withdrawal destination for any settled currency — particularly useful for stablecoin (USDT / USDC) off-ramping where the 1:1 USD peg makes bank settlement straightforward and predictable.
Per-Asset Crypto Address Registration
Register a separate withdrawal address for each supported asset under Settlement → Add Crypto Address — a BTC cold wallet address, an ETH hardware wallet, a USDT TRC-20 exchange deposit, and an XRP native address can all be registered simultaneously, each used independently for withdrawals from its corresponding settlement wallet.

PayBito Multi Currency Settlement Advantages

Accept 10+ currencies at checkout. Toggle BTC, ETH, USDT, USDC, BCH, LTC, XRP, DOGE, HCX, and INR in your Payment Options Profile's Cryptos Available at Checkout selector — independently per profile. Each accepted currency settles to its own wallet without any cross-asset pooling.
Stablecoin and volatile asset settlement side by side. USDT and USDC settle at $1.00 value into their wallets while BTC and ETH settle at market value. Both categories available simultaneously in one multi currency settlement dashboard — you manage treasury allocation across both stablecoin and volatile positions independently.
Cards and PayPal revenue in the same account. Stripe card revenue and PayPal REST API settlements also clear to your merchant account alongside all crypto settlement wallets — giving you one view of total business revenue regardless of how each customer originally paid.
Payment Tolerance per settlement cycle. Configure a tolerance buffer (Configuration → Limits) to absorb price deviations during the payment window — ensuring multi currency settlement cycles complete without failed-transaction gaps that would leave balances in incomplete settlement states.
Sub-merchant team access to settlement. Grant finance team members access to the Settlement section under User Management with role-based permissions across 14 access menus — delegate multi currency withdrawal operations without granting access to account configuration or API credentials.
BTC
NATIVE
ETH
ERC-20
USDT
ERC·TRC
USDC
ERC-20
XRP
NATIVE
BCH
NATIVE
LTC
NATIVE
DOGE
NATIVE
HCX
NATIVE
INR
NATIVE

Part of Settlement Payouts — PayBito's complete guide to settling and withdrawing merchant revenue.

Multi Currency Settlement Features

Every Tool That Makes Multi Currency Settlement Work

PayBito's multi currency settlement infrastructure gives merchants independent control over 10 crypto assets — from checkout configuration to withdrawal destination — all in one merchant account with no currency siloing or forced pooling.

10 Dedicated Settlement Wallets

Each of the 10 supported cryptocurrencies has its own Settlement Wallet card in your merchant account — BTC, ETH, BCH, LTC, Hashcash Coin (HCX), XRP, USDT (settles on both ERC-20 and TRC-20 simultaneously), USDC, DOGE, and INR. Each card shows current balance, network type, and a direct Withdraw button. Balances are visible in real time as payments confirm on their respective blockchains.

Per-Asset Crypto Withdrawal Address Registration

Register a separate withdrawal address for each supported asset under Settlement → Add Crypto Address. NATIVE network assets (BTC, ETH, BCH, LTC, XRP, DOGE, HCX, INR) each accept their native addresses. USDT supports both ERC-20 (Ethereum) and TRC-20 (TRON) addresses simultaneously. USDC accepts ERC-20 addresses. Register cold wallets, hardware wallets, exchange deposit addresses, or any address you control — independently per asset.

Bank Off-Ramp from Any Settlement Wallet (IBAN / IFSC)

Register your bank account in Settlement → Add Bank (IBAN or IFSC code, account holder name, bank name and address, Personal Savings or business account type). Use your bank account as the withdrawal destination for any settled currency — particularly stablecoins (USDT / USDC) where the 1:1 USD peg makes bank settlement predictable — without any forced intermediate conversion.

Per-Profile Currency Selection at Checkout

Enable or disable individual currencies for acceptance using the Cryptos Available at Checkout selector in your Payment Options Profile — independently toggle BTC, ETH, USDT, USDC, BCH, LTC, XRP, DOGE, HCX, and INR per profile. Accept all 10 on your retail store, accept stablecoins only on your B2B checkout, and accept volatile assets only on your DeFi-facing product — all from one merchant account with no global setting conflicts.

Per-Currency Transaction History & CSV Export

Filter your Transactions view by Currency to isolate payment performance per asset — see total volume, successful payments, and settlement status for each of the 10 currencies independently. Settlement Wallets shows User Transactions history with TXN ID, timestamp, description, amount, asset, and status for every withdrawal initiated across all currencies. Export all records as CSV for multi-currency accounting and tax reporting.

Payment Tolerance — Protect Multi Currency Completions

Price movements during the payment window can cause failed transactions — particularly for volatile assets (BTC, ETH) — creating gaps in multi currency settlement cycles. Configure PayBito's Payment Tolerance buffer (Configuration → Limits) to define acceptable deviation percentages per payment, ensuring settlement completes across all active currencies without first-attempt failures disrupting the withdrawal timeline.

Supported Settlement Currencies

10 Cryptocurrencies, Each with Its Own Settlement Wallet

Every currency your business accepts at checkout settles to a dedicated wallet — independently managed, independently withdrawable.

₿
Bitcoin (BTC)
NATIVE NETWORK

The highest market-cap cryptocurrency and the most common crypto payment method globally. BTC settles to its own wallet card at NATIVE network standard, withdrawable to any registered Bitcoin address — cold wallet, hardware wallet, or exchange deposit.

NATIVEVolatileRegister BTC Address
Ξ
Ethereum (ETH)
ERC-20 NETWORK

The second largest cryptocurrency and the backbone of WEB3 applications. ETH settles on the ERC-20 network, withdrawable to any registered Ethereum address — including MetaMask, hardware wallet addresses, or any ERC-20 compatible destination.

ERC-20VolatileRegister ETH Address
₮
Tether (USDT)
ERC-20 & TRC-20 NETWORKS

The world's highest-volume stablecoin, pegged 1:1 to USD. Uniquely, USDT settles across both ERC-20 (Ethereum) and TRC-20 (TRON) networks simultaneously — register separate addresses for each network or use a single bank account off-ramp for predictable USD-equivalent settlement.

ERC-20TRC-20$1.00 PegBank Off-Ramp
◎
USD Coin (USDC)
ERC-20 NETWORK

Circle's fully reserved, monthly-audited stablecoin. USDC settles on ERC-20 at $1.00 USD value — ideal for merchants who want the highest-trust stablecoin settlement option with independent monthly reserve attestation and full USD backing transparency.

ERC-20$1.00 PegMonthly Audited
ALT
XRP, BCH, LTC, DOGE, HCX, INR
NATIVE NETWORKS

Six additional assets — Ripple (XRP), Bitcoin Cash (BCH), Litecoin (LTC), Dogecoin (DOGE), Hashcash Coin (HCX), and Indian Rupee (INR) — each settle on NATIVE networks with their own Settlement Wallet card, independent Withdraw button, and separate registered address, alongside all other currencies in one merchant account.

XRPBCHLTCDOGEHCXINR
BANK
Bank Account Off-Ramp
IBAN · IFSC · ALL CURRENCIES

Your registered bank account (IBAN or IFSC) acts as a universal off-ramp destination for any settled currency. Personal Savings and business accounts are supported. Particularly effective for stablecoin (USDT / USDC) settlement where the USD peg makes bank withdrawal value predictable and accounting-friendly.

IBANIFSCAll CurrenciesFiat Off-Ramp
10 Wallets

One per currency

IBAN / IFSC

Bank off-ramp

Per-Profile

Currency selection

CSV Export

Per-currency records

Tolerance Buffer

Protect completions

Team Access

14 permission areas

Multi Currency Settlement Comparison

PayBito vs. Single-Currency Settlement Platforms

Most crypto merchant platforms settle to one or two currencies and convert everything else. PayBito settles all 10 currencies independently — no conversion, no pooling.

Settlement Capability PayBito Single-Currency Processor Card-Only Processor
10 Dedicated Settlement Wallets Yes1–2 Only No
No Forced Currency Conversion NoneOften Required No
USDT ERC-20 & TRC-20 Both Settled BothOne Only No
Stablecoin + Volatile in Same Account BothVaries No
Bank Account Off-Ramp (IBAN/IFSC) Built-inVaries Yes
Cards & PayPal in Same Account Yes NoCards Only
Per-Currency Transaction Reporting FullLimitedCards Only
Recurring Billing All Currencies All 101–2 CurrenciesCards Only
Why PayBito

Multi Currency Settlement Built for Treasury-Conscious Merchants

No Forced Conversion — Keep Every Asset

PayBito never forces conversion of one settled currency into another before you can withdraw. BTC, ETH, USDT, USDC, XRP, and every other accepted currency settles in its own wallet and is withdrawn in its native form — to a crypto address or bank account — on your schedule and on your terms.

Mix Stable and Volatile Positions

Maintain stablecoin positions (USDT / USDC) in settlement wallets for predictable fiat-equivalent treasury while accumulating BTC and ETH in crypto wallet addresses for long-term appreciation. Both positions managed from the same Settlement section — no need for separate accounts per currency category.

USDT on Two Networks Simultaneously

USDT uniquely settles on both ERC-20 (Ethereum) and TRC-20 (TRON) networks in the same merchant account — with separate registered address options for each. ERC-20 serves the broader DeFi ecosystem; TRC-20 serves the high-volume, low-fee TRON user base — both captured without separate accounts.

Bank Off-Ramp for Any Currency

Your IBAN or IFSC bank account serves as a universal off-ramp destination for any settled currency — not just stablecoins. PayBito supports IBAN for international bank accounts and IFSC for Indian accounts, making multi currency bank settlement accessible to merchants across both global and Indian banking systems.

Per-Currency Settlement Reporting

Track performance per currency — filter Transactions by Currency to see BTC volume separately from ETH, USDT from USDC, and stablecoin positions from volatile assets. Settlement Wallets shows live balance per asset and full withdrawal history. Export all multi-currency settlement records as CSV for accounting and tax.

Recurring Settlement Across All Currencies

Subscription billing in any supported cryptocurrency settles on billing day to its own dedicated wallet. USDT subscriptions settle as USDT, ETH subscriptions as ETH — each in its own settlement wallet, each withdrawable independently. Multi currency recurring settlement means your subscription treasury is as diversified as your checkout.

Start Settling 10+ Currencies from One Account

PayBito's multi currency settlement gives your business independent settlement wallets for BTC, ETH, USDT, USDC, XRP, and six more assets — with bank off-ramp and dual withdrawal destinations, all in one merchant dashboard.

Enable Multi Currency Settlement Talk to Our Team
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