Your Subscription Merchant Account — Recurring Billing Beyond Cards

Create subscription products in your catalogue with billing cycle (weekly, monthly, quarterly, annual), USD pricing, and active payment methods. Each subscription product generates a shareable payment link, embeddable button, QR code, and email invoice — all payable via any active wallet method in your Payment Options Profile. Subscribers choose their preferred payment method at their first checkout; the same method handles every subsequent renewal.

Enable or disable individual cryptocurrencies for each subscription product independently using the Cryptos Available at Checkout selector in your Payment Options Profile — toggle USDT, USDC, BTC, ETH, BCH, LTC, XRP, DOGE, HCX, and INR per profile. A USDT-only profile for enterprise subscribers, a full multi-asset profile for retail subscribers, and a volatile-asset-only profile for DeFi users can all coexist under one subscription merchant account.

Attach Discounting Profiles to any subscription payment link — configure up to 50 conditional discount rules per profile. Apply introductory discount pricing for new subscribers (e.g., 20% off the first month if cart total is under $50), annual plan upgrade incentives, or loyalty discounts for long-term subscribers. Discount rules apply at the subscription checkout before the subscriber confirms their chosen payment method and billing currency.

Price movements between subscription renewal invoice creation and wallet confirmation can cause failed recurring charges — particularly for volatile assets (BTC, ETH) where 1–2% price moves during the renewal window are common. Configure PayBito's Payment Tolerance buffer (Configuration → Limits) to define the acceptable deviation percentage before a renewal is rejected, maintaining higher subscription renewal completion rates without manual intervention for each failed cycle.

Configure what subscribers provide at signup using Buyer Info Profiles — collect email (required), full name, company name, Tax ID / VAT for B2B subscriptions, crypto refund address for potential partial credits, shipping address, phone, and order notes, plus up to 3 custom fields for subscription-specific intake data. The same profile applies automatically at every subsequent renewal, ensuring subscriber data integrity without requiring re-entry at each billing cycle.

Dashboard shows Total Processed (cumulative MRR), Successful Transactions (completed renewals), and Available for Withdrawal — giving a real-time picture of subscription revenue health. Filter Transactions by Payment Method: Crypto, Currency, and Network to see USDT subscription volume separately from Stripe card renewals. Insights shows daily Transaction Volume breakdowns to visualise renewal patterns by billing day. Export all subscription revenue records as CSV for accounting, tax, and investor reporting.