Multi Currency Payment Gateway

Accept Payments in Every Currency Your Customers Use

PayBito routes card payments, PayPal, and 10+ cryptocurrencies through a single merchant account — letting buyers pay in their preferred currency while you settle in yours.

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USD, EUR & Fiat via Stripe 10+ Crypto Assets One-Time & Recurring

Multi-Currency Routing

Accepted Currencies — Live Active

💳

USD / EUR / GBP Fiat — Credit & Debit Cards

Stripe ✓ Enabled

🅿️

PayPal Balance PayPal REST API

PayPal ✓ Enabled

₿

BTC · ETH · BCH · LTC Native crypto — Brand Wallet

Crypto ✓ Enabled

◎

USDT · USDC · XRP Stablecoins & alts

Crypto ✓ Enabled

🔗

DOGE · HCX · INR Additional assets

Crypto ✓ Enabled

Settle to Bank or Wallet

What It Means

One Checkout. Every Currency Your Buyer Chooses.

Multi currency payments describe a merchant's ability to collect funds in multiple forms — fiat cards, digital wallets like PayPal, and cryptocurrencies — without directing customers to separate checkout flows for each. PayBito consolidates all of these under one Payment Options profile.

At checkout, buyers see only the methods you've enabled. Behind the scenes, PayBito routes each payment to the correct processor — Stripe for cards, PayPal REST API for wallet payments, and the built-in crypto layer for digital assets — then settles the funds to your designated wallet or bank account.

Fiat cards (Visa, Mastercard, Amex) via your Stripe API keys
PayPal payments via REST API Client ID & Secret
Crypto via Brand Wallet, External Wallets, or Guest Checkout
Filter which currencies appear per payment link
Multi-currency product pricing (add alternate currencies per product)
Settlement in 10 crypto assets or bank transfer (IBAN/IFSC)

How PayBito Routes Multi-Currency Payments

Card Payments → Stripe Enter your Stripe publishable and secret keys under Configuration → Payment Methods. All card transactions route directly through your Stripe account.

PayPal → REST API Integration Connect via PayPal Developer Dashboard Client ID and Secret. Buyers see PayPal as a native option at checkout alongside cards and crypto.

Crypto → Three Checkout Modes Brand Wallet (custodial), External Wallet (MetaMask, Trust Wallet, Coinbase, Phantom, Brave, TronLink), or Guest Checkout (manual address).

Settlement → Wallet or Bank Withdraw to any of 10 crypto settlement wallets, or add a bank account (IBAN / IFSC) for fiat settlement — all from the Settlement section.

Currency Categories

Three Currency Categories, One Checkout

PayBito organises accepted currencies into fiat, PayPal, and crypto — each independently enabled per payment profile.

Fiat — Card Payments

Accept all major debit and credit card currencies through your connected Stripe account. Card processing inherits Stripe's global currency support.

USD EUR GBP CAD AUD + More

Visa, Mastercard, Amex, Discover
One-time & subscription billing
Configurable fee: customer pays or merchant absorbs

PayPal Payments

Offer PayPal Balance, PayPal Credit, and Pay Later options to the 400M+ PayPal account holders worldwide who prefer not to enter card details.

PayPal Balance Pay Later REST API

PayPal REST API — Client ID + Secret
Enabled/disabled per payment profile
No card details required from buyer

Crypto Assets

Accept 10 crypto assets including Bitcoin, Ethereum, stablecoins USDT and USDC, and platform token HCX — with per-asset enable/disable at checkout.

BTC ETH USDT USDC XRP +5

Brand Wallet, External Wallet, Guest Checkout
MetaMask, Trust Wallet, Coinbase, Phantom
BCH, LTC, DOGE, HCX, INR also supported

Settlement Currencies — Withdraw in Any of These:

● BTC ● ETH ● BCH ● LTC ● XRP ● USDT ● DOGE ● USDC ● HCX ● INR ● Bank

Platform Features

Every Multi-Currency Feature Under One Roof

PayBito's payment routing layer manages currency selection, wallet assignment, transaction filtering, and settlement flow — so you never have to touch multiple processor dashboards.

Explore the Platform

Per-Link Currency Control

When creating a payment link, choose exactly which crypto assets appear at checkout — select individual coins or click "Select All". Different products can show different currency sets.

Multi-Currency Product Pricing

Set a default price in USD, then add additional currencies (e.g. BTC, EUR, USDT) for the same product. Buyers see prices in the currency they're paying with.

Transaction Filtering by Currency & Network

The Transactions dashboard filters by Payment Method, Network, and Currency — making reconciliation across USD card payments, PayPal, and crypto assets straightforward.

Fee Routing: Customer Pays or Merchant Absorbs

Configure whether processing fees are added on top of the checkout total or deducted from your payout — applicable uniformly across all currency methods in that profile.

Recurring Billing Across Currencies

Create subscription payment links that repeat billing in any supported currency — from USD card charges to crypto-denominated recurring invoices.

Per-Asset Analytics

The Insights section shows total sales volume and average sale amount per crypto asset. Switch assets using the "Change asset" selector to analyse performance by currency.

Platform Comparison

PayBito vs Single-Currency Processors

Most processors handle one currency category well. PayBito handles all three from one dashboard.

Feature	Stripe Alone	PayPal Alone	Crypto-Only Platform
Fiat Card Currencies (Stripe)
PayPal Currency Support
10+ Crypto Assets
Multi-Currency Product Pricing	Partial
Per-Link Currency Selection			Limited
Bank + Crypto Settlement	Fiat only	Fiat only	Crypto only
Per-Asset Analytics	Card only	PayPal only	Crypto only
Single Unified Dashboard

Why PayBito

Designed for Multi-Currency Commerce from Day One

PayBito was built with the assumption that merchants need multiple currencies — not as an add-on, but as the foundation.

BYO Stripe & PayPal

Connect your existing Stripe and PayPal accounts. Your credentials, your funds — PayBito is the multi-currency orchestration layer, not a middleman processor.

Three Crypto Checkout Modes

Brand Wallet for platform-managed custody, External Wallet for MetaMask and Trust Wallet users, and Guest Checkout for buyers who want to paste an address without logging in.

Currency-Level Insights

Track total sales volume and average amount per asset. Filter transactions by currency, network, or payment method from the Analytics → Insights section.

KYC-Gated Limits

Start with Tier 1 limits ($1,000/day, 90 payments/month). Complete KYC to unlock higher volume — ensuring compliance as your multi-currency revenue scales.

API & Webhook Integration

Generate named API keys and configure webhooks under Developers — enabling your platform or e-commerce store to trigger and receive multi-currency payment events programmatically.

CSV Export for Reconciliation

Export any filtered transaction set as CSV — by currency, date range, status, or payment method — for accounting, tax, and multi-currency reconciliation workflows.

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